From September-December 2008 researchers have revealed the 4% increase in domestic crime.
The year 2007 was better in terms of crime rate compared to this 2008.
The recession is said to be the fault of this rapid change in crime rate.
Since there is no positive change in the world economy, homeowner's policy has come to wipe out tears from your eyes.
Thus, you can get your lost property replaced without paying any dime.
An ideal home insurance policy can reduce the stress of horrible situations.
Here are instant guide in case of theft.
1.
Inform the police - in cases of theft make sure you inform the police so that quick action will be taken.
Don't go near the house you think the robbers are carrying out their operation.
And if you are the victim, remain in your house until the police come knocking.
2.
Keep everything intact - Leave everything you have in your house until the police come.
Everything in your home is evidence.
3.
Know your property - Check and identify all the things in your house.
This is very important to your insurer.
Endeavor to inform the police in case you have security numbers or marks on any of your item.
4.
Inform your bank - If you have credit cards or any other kind of card in your home it is wise you let your bank know.
It will enable them block any transaction that may involve the use of the card.
5.
Request for crime report number - You need to get a crime report number that you will give to your insurance provider.
6.
Inform your Insurer - don't fail to inform your insurer about the incidence.
Make sure you fill and submit its claims form.
You can present some photographs of your properties to prove your ownership.
Take the receipt of the lost items with you.
7.
Protect your home - Make sure your house is protected.
Endeavor to repair any damaged doors and windows to prevent future occurrence.
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