Will Insurance Cover the Cost if Your Car Is Stolen With the Keys in It?
- A car insurance company will consider leaving the key in a car negligence. At least some of the fault for the theft rests with you.
- The ultimate effect of a car being stolen because a key was left in it will be a denial of any claim you make for insurance coverage.
- The denial of coverage likely will also occur if you hide a spare key somewhere on the exterior of the car and a theft occurs. The insurance company will presume the spare key was used in the theft.
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