Comprehensive Car Insurance Coverage

• Not all auto losses are from collisions. Comprehensive coverage helps protect you from losses from causes other than collision, such as fire, theft and storms.
  
  

Applicability

• If you are still making payments on your car, the leasing or finance company may require comprehensive coverage.
  
  

Comprehensive coverage in your portfolio

• If your car is new or expensive, or if its loss in a storm or by theft would be a severe crimp on your finances, you may need comprehensive coverage in order to repair or replace the car.
  
  

Other cars

• In some instances, a car insurance policy may cover the car you are driving, even if you don't own the vehicle. Check your policy for details.