Can individuals still capitalize on those, so called, cheap personal checks during the 21st century? At first, it looks quite a lot simpler to travel to the grocery store or diner and swipe one's debit card, or perhaps - GASP - pay hard cash.
Perhaps there is still a purpose that's suitable for checks provided today's technology?

1. Personal checks function effectively when you'd like to be able to deliver payment in the mail.
   Needless to say, you ought not deliver your personal debit card in the mail to an individual (we would need to seriously talk if you did).
   Although numerous businesses presently enable you to make payment via the internet, you will find other places where this method simply isn't a possibility.
   For instance, let's say you owe an individual from whom you borrowed cash? Or maybe let's say the bill you owe towards Joe's Garage, hasn't procured an online payment system? These are typically locations where checks might be the recommended payment method.
   
2. Checks may also be the most effective with regard to paying rent.
   Numerous landlords aren't equipped to swipe charge cards, and many of these aren't on hand night and day to enable you to make a monthly payment.
   Investing in checks makes it simple and quick to compensate them.
   
3. Checks continue to be the easiest way to give monetary gifts.
   Of course, there are numerous gift cards you can deliver these days, as well as money orders.
   Having said that most of these involve travelling to a shop.
   You could, however, quickly write a personal check and place it in your mail box, all from the comfort of your residence.
   
4. Investing in cheap personal checks might be perfect for people that find it difficult to maintain details about his or her "cyber" dollars.
   Any time you write checks, you'll possess something physical that you can retain for your own personal reference.
   Many personal checks come with duplicates (carbon copies of the personal check that you wrote).
   
5. Investing in cheap personal checks can be a fantastic backup in emergency situations.
   For instance, what happens whenever a person is dependent entirely on their debit card and has never invested in checks? This method works well - until they either lose that card or perhaps damage it (an accidental visit through the washer and dryer can do wonders on this).
   As a result, it may well require a full week or two until the individual obtains a replacement.
   Checks could make certain that they're not put entirely out of commission whilst hanging around for the brand new debit card.
   

For that reason, those of you who are convinced checks are hopelessly outdated, I've got news for you: you will still find uses for them, even in the high-tech society of this millennium.