Throughout your life, there will be times when you might be hurt to the point you cannot work.
In some cases, this might mean a long vacation.
In other cases, it can mean that you'll need to obtain disability coverage of some sort - payments that can help you cover your bills and feed your family.
When the disability is serious enough, the social security administration offers disability insurance that can be used to pay for your needs.
What You'll Receive Many people assume that social security is only for retirement.
However, in reality, the goal of the money you set aside each month is to provide a stipend when you are no longer able or required to work.
In short, the government has set an age of 67 for retirement - a time when work may not be possible or a major part of your life any longer.
However, if you have worked for at least 5 of the most recent 10 years, you are also eligible to receive disability pay from the money you've set aside for your social security fund.
How to Get Your Social Security Payments The hard part, of course, is getting the money that has been set aside for you.
The Social Security administration is very strict about who they allow to file for disability coverage under the law.
They often decline all first time applicants and they are incredibly stringent about what is considered a debilitating injury that won't let you work.
In addition to not being able to work for a full year, you must show that you will not be able to obtain or hold a job for a good amount of time to come.
This is a major indicator of how disabled you are, and you'll need to see an SSA certified doctor to make that recommendation.
When it's all said and done, there are tools available to those who need them to acquire disability coverage that will allow them to maintain their quality of life.
It can, however, be a complex process that takes a great deal of time.
In such an instance, you may want to contact a lawyer.
This article is not meant to provide legal advice.
In some cases, this might mean a long vacation.
In other cases, it can mean that you'll need to obtain disability coverage of some sort - payments that can help you cover your bills and feed your family.
When the disability is serious enough, the social security administration offers disability insurance that can be used to pay for your needs.
What You'll Receive Many people assume that social security is only for retirement.
However, in reality, the goal of the money you set aside each month is to provide a stipend when you are no longer able or required to work.
In short, the government has set an age of 67 for retirement - a time when work may not be possible or a major part of your life any longer.
However, if you have worked for at least 5 of the most recent 10 years, you are also eligible to receive disability pay from the money you've set aside for your social security fund.
How to Get Your Social Security Payments The hard part, of course, is getting the money that has been set aside for you.
The Social Security administration is very strict about who they allow to file for disability coverage under the law.
They often decline all first time applicants and they are incredibly stringent about what is considered a debilitating injury that won't let you work.
In addition to not being able to work for a full year, you must show that you will not be able to obtain or hold a job for a good amount of time to come.
This is a major indicator of how disabled you are, and you'll need to see an SSA certified doctor to make that recommendation.
When it's all said and done, there are tools available to those who need them to acquire disability coverage that will allow them to maintain their quality of life.
It can, however, be a complex process that takes a great deal of time.
In such an instance, you may want to contact a lawyer.
This article is not meant to provide legal advice.
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