Gas prices, taxes, stock market deflation, bills, groceries, and mortgages.
What are we to do in this agonizing economic crisis? President Obama has honestly tried to aide us with his new stimulus package and company bailouts, but has it truly helped discouraged Americans? The government has provided us with food stamps, SSI, and WIC for mothers and young children, but is this really enough? With the assistance of financial expert Dave Ramsey and scholarly economical advice from radio personality Rush Limbaugh, many Americans are learning to "penny pinch" and budget their hard earned money responsibly.
Dave Ramsey teaches the infamous "envelope tactic.
" The "envelope tactic" is where a person categorizes the money they earn for all of their needs, wants, and bills into individual envelopes.
Each time one earns money they divide that money into each separate envelope and only use the money in each envelope for that designated purpose.
For example, the envelopes could be categorized by utilities, car repairs, groceries, retirement, gas money, household items, bills, and even for recreations to indulge and splurge on when they have done well and saved wisely.
President Obama's stimulus package has been greatly appreciated by some Americans, but for many others, it has only caused distress.
This depresses numerous American families and causes many households to go into debt and are forced to file for bankruptcy.
So many hard working Americans are not only diligently trying to cut back and budget responsibly, but are also hoping and praying for a miracle of some sort in this diabolical uproar.
Also, in this traumatic recession, many communities are opening more thrift shops and donating items as well as having food drives.
Citizens look at these blessings and are extremely grateful.
In these heart wrenching tough times, we Americans would be wise to stick together.
Another sanction in this financial hardship: Community Schools are having free and reduced lunch programs for under privileged children, whose parents cannot provide much money.
In conclusion, I add that though the times are definitely tough, we need to wait patiently because this great nation always prevails.
There is nothing that the United States cannot overcome.
Through the Great Depression, many horrific wars, nuclear explosions, terrorist attacks, and numerous terrorist threats, the U.
S.
have overcome the odds and have remained United, therefore we should have faith that we will come out of this financial funk.
What are we to do in this agonizing economic crisis? President Obama has honestly tried to aide us with his new stimulus package and company bailouts, but has it truly helped discouraged Americans? The government has provided us with food stamps, SSI, and WIC for mothers and young children, but is this really enough? With the assistance of financial expert Dave Ramsey and scholarly economical advice from radio personality Rush Limbaugh, many Americans are learning to "penny pinch" and budget their hard earned money responsibly.
Dave Ramsey teaches the infamous "envelope tactic.
" The "envelope tactic" is where a person categorizes the money they earn for all of their needs, wants, and bills into individual envelopes.
Each time one earns money they divide that money into each separate envelope and only use the money in each envelope for that designated purpose.
For example, the envelopes could be categorized by utilities, car repairs, groceries, retirement, gas money, household items, bills, and even for recreations to indulge and splurge on when they have done well and saved wisely.
President Obama's stimulus package has been greatly appreciated by some Americans, but for many others, it has only caused distress.
This depresses numerous American families and causes many households to go into debt and are forced to file for bankruptcy.
So many hard working Americans are not only diligently trying to cut back and budget responsibly, but are also hoping and praying for a miracle of some sort in this diabolical uproar.
Also, in this traumatic recession, many communities are opening more thrift shops and donating items as well as having food drives.
Citizens look at these blessings and are extremely grateful.
In these heart wrenching tough times, we Americans would be wise to stick together.
Another sanction in this financial hardship: Community Schools are having free and reduced lunch programs for under privileged children, whose parents cannot provide much money.
In conclusion, I add that though the times are definitely tough, we need to wait patiently because this great nation always prevails.
There is nothing that the United States cannot overcome.
Through the Great Depression, many horrific wars, nuclear explosions, terrorist attacks, and numerous terrorist threats, the U.
S.
have overcome the odds and have remained United, therefore we should have faith that we will come out of this financial funk.
Source...