- 1). If you have an account at a local bank, you can always cash your check there. If you don't have an account, apply to open one. Even without an account, you may still be able to cash certain types of government checks at a local bank. Some checks, such as tax refund checks, are issued directly by the U.S. Treasury, and most banks will cash them even if you aren't an account holder. However, you may be charged a nominal fee because you aren't a customer.
- 2). Many large grocery stores, convenience stores and discount store chains, such as Giant Eagle, Wal-Mart, Giant, Publix, Circle K, 7-Eleven, Safeway and Dominick's, often cash government checks for a small fee.
- 3). Look for a check-cashing facility. Some popular chains include Ace Cash Express, Money Mart, Check Into Cash and All Kinds Check Cashing. These facilities can honor government checks as long as you have an ID. Fees vary, usually between 1 and 4 percent of the check's total.
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