Let's be honest. Your credit score is less than perfect.
You're probably aware that your low credit score is keeping you from living a better life. You might not be aware just how much better your life could really be if you could repair your credit and improve your score. I'll show what I mean by that in just a second. But first, let me tell you something else you probably didn't know.
Bad Credit Is Not Your Fault.
When you stop to think about it, it's a great system the credit bureaus and lenders have going for themselves.
The credit bureaus rely on your lenders to report back to them with your payment history. That's how they gather data on you. Now - get this - if your lender accidentally reports you as late, or reports the same account multiple times, or makes any one of a number of other "mistakes", the lender gets to charge you more money and make a bigger profit for themselves. There is no incentive for them to report accurately.
Maybe that's why, according to the Government Accountability Office, 80-90% of credit reports have serious errors on them.
It's those errors, which aren't necessarily your fault, that are keeping you from living a better life.
You Don't Have to Sit and Take it.
The credit bureaus would like for you to believe that the only thing that can repair your bad credit report is time.
Baloney!
The only negative information that can remain on your credit report is what your creditors can prove to be accurate under the Fair Credit Reporting Act.
What's more is that the "burden of proof" falls on your creditors. NOT YOU. Anything your creditors and the Credit Bureaus can't prove must be permanently removed from your credit report... it's the law.
Your house payments, your car payments, your insurance payments, even your credit card rates, are all based on your credit score. Many employers will even pull your credit when you're applying for a job.
It's hard enough figuring out how to build a great credit score without having to suffer from their mistakes.
All those errors on your credit report are robbing you blind! If you had that money instead of your lenders, you'd be living a better life right now.
Credit Repair DOES Work!
Contrary to what the credit bureaus would like you to believe, credit repair does work for 100% of people in most circumstances, provided you are getting the best advice and have an experienced professional working your case.
Anyone with a credit score below 720 can benefit long-term from credit repair; however, there are times when your own limitations make adhering to this advice impossible. The two limiting factors are: (1) your financial situation and (2) the time frame in which you need to reach your results.
It is possible to remove anything from a credit report, even accurate items, if the creditor does not adhere to the law that outlines what needs to be done and by when.
Word of caution: Don't pay for services unless an item has been deleted, updated to a positive status, or is no longer reporting. Here's a company who has a "results guarantee", meaning, You don't pay until you see results!! Find out more at [http://www.advancedcredit.biz]
You're probably aware that your low credit score is keeping you from living a better life. You might not be aware just how much better your life could really be if you could repair your credit and improve your score. I'll show what I mean by that in just a second. But first, let me tell you something else you probably didn't know.
Bad Credit Is Not Your Fault.
When you stop to think about it, it's a great system the credit bureaus and lenders have going for themselves.
The credit bureaus rely on your lenders to report back to them with your payment history. That's how they gather data on you. Now - get this - if your lender accidentally reports you as late, or reports the same account multiple times, or makes any one of a number of other "mistakes", the lender gets to charge you more money and make a bigger profit for themselves. There is no incentive for them to report accurately.
Maybe that's why, according to the Government Accountability Office, 80-90% of credit reports have serious errors on them.
It's those errors, which aren't necessarily your fault, that are keeping you from living a better life.
You Don't Have to Sit and Take it.
The credit bureaus would like for you to believe that the only thing that can repair your bad credit report is time.
Baloney!
The only negative information that can remain on your credit report is what your creditors can prove to be accurate under the Fair Credit Reporting Act.
What's more is that the "burden of proof" falls on your creditors. NOT YOU. Anything your creditors and the Credit Bureaus can't prove must be permanently removed from your credit report... it's the law.
Your house payments, your car payments, your insurance payments, even your credit card rates, are all based on your credit score. Many employers will even pull your credit when you're applying for a job.
It's hard enough figuring out how to build a great credit score without having to suffer from their mistakes.
All those errors on your credit report are robbing you blind! If you had that money instead of your lenders, you'd be living a better life right now.
Credit Repair DOES Work!
Contrary to what the credit bureaus would like you to believe, credit repair does work for 100% of people in most circumstances, provided you are getting the best advice and have an experienced professional working your case.
Anyone with a credit score below 720 can benefit long-term from credit repair; however, there are times when your own limitations make adhering to this advice impossible. The two limiting factors are: (1) your financial situation and (2) the time frame in which you need to reach your results.
It is possible to remove anything from a credit report, even accurate items, if the creditor does not adhere to the law that outlines what needs to be done and by when.
Word of caution: Don't pay for services unless an item has been deleted, updated to a positive status, or is no longer reporting. Here's a company who has a "results guarantee", meaning, You don't pay until you see results!! Find out more at [http://www.advancedcredit.biz]
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