- 1). Pick up copies of the local newspapers in the Flint and Detroit areas. Turn to the business section and look at the advertisements from local banks. Review the offers each bank is making and determine which offer best meets your needs.
- 2). Visit a local bank branch in your area and ask to speak to an account representative. Discuss the various types of savings accounts available, and the requirements for each one. Some savings accounts offer a higher rate of interest, but they may have higher balance requirements as well.
- 3). Give the bank representative the information required to open your account, including your full name and address, telephone number and place of employment. You are also required to provide photo identification, generally either a driver's license, military ID or passport.
- 4). Make your initial deposit, using either cash or a check drawn on another bank account. Be sure to get a receipt for your deposit and for the opening of the account. The bank representative should give you a welcome kit that includes information on your new account number and instructions for how to make additional deposits and withdrawals.
- 5). Log on to the website of the bank or credit union if you prefer to open the account at the Flint area bank remotely. You can open an account at a Flint area bank even if you do not live in the immediate area.
- 6). Complete the online application, providing your name, address, telephone number and other required information. Enter your driver's license number, state of issue and expiration date when prompted.
- 7). Print a copy of your account opening confirmation and keep it for your records. You should receive a welcome kit in the mail in about a week.
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