If you're going on holiday, then you might be in two minds as to whether you need travel insurance or not.
Here's why you need to have travel insurance before you go on holiday.
1.
Most countries don't have free healthcare, so if a member of your family is ill, or injures themselves, then you'll need to pay for the treatment.
Operations, and repairing broken limbs, can cost thousands of pounds, and so you'll have a huge bill to pay once you return home.
Even just getting to hospital, can be expensive 2.
Getting home again after treatment can be expensive, especially if you need a nurse or doctor with you during your flight.
3.
It might be that an illness or injury could cut short your holiday, meaning that you'd have to make your own arrangements for getting home, and sorting out your own flights, and transport to the airport.
4.
With so many people flying, it's not surprising that occasionally luggage does go missing.
If your luggage goes missing, you'll need to buy additional clothes and suitcases whilst you're away.
5.
As people have more and more gadgets, there's more chance that they could be lost or stolen, or even dropped whilst on holiday.
With a combination of MP3 players, satellite navigation devices, phones, cameras, video cameras, games consoles, the average family might have several thousand pounds worth of electrical items in their luggage.
6.
Maybe you'll have to cancel your holiday for some reason.
Perhaps you're needed at work, or one of your children is ill.
Your family travel insurance is likely to cover this, so that you won't be left out of pocket.
7.
If you have chosen a destination, or time of year that isn't popular, then there might not be enough bookings to make the holiday viable.
If the holiday company cancels your holiday then you'll want to be compensated for any expenses.
8.
If you go on several holidays a year, then you'll soon get your moneys worth, and your family travel insurance will be even better value for money.
9.
If you enjoy winter sports, then you're more likely to be injured, or damage your skis or snowboard.
It's possible to upgrade most family travel insurance policies to include winter sports, so that if you break your leg skiing, or the airline loses your snowboard, you'll be covered.
10.
Perhaps due to circumstances beyond control, there might be flight cancellations.
You'll want to know that you're covered, and that you don't have to spend days and nights at the airport waiting for your flight.
Now you know why it's so important, have you got the right family travel insurance?
Here's why you need to have travel insurance before you go on holiday.
1.
Most countries don't have free healthcare, so if a member of your family is ill, or injures themselves, then you'll need to pay for the treatment.
Operations, and repairing broken limbs, can cost thousands of pounds, and so you'll have a huge bill to pay once you return home.
Even just getting to hospital, can be expensive 2.
Getting home again after treatment can be expensive, especially if you need a nurse or doctor with you during your flight.
3.
It might be that an illness or injury could cut short your holiday, meaning that you'd have to make your own arrangements for getting home, and sorting out your own flights, and transport to the airport.
4.
With so many people flying, it's not surprising that occasionally luggage does go missing.
If your luggage goes missing, you'll need to buy additional clothes and suitcases whilst you're away.
5.
As people have more and more gadgets, there's more chance that they could be lost or stolen, or even dropped whilst on holiday.
With a combination of MP3 players, satellite navigation devices, phones, cameras, video cameras, games consoles, the average family might have several thousand pounds worth of electrical items in their luggage.
6.
Maybe you'll have to cancel your holiday for some reason.
Perhaps you're needed at work, or one of your children is ill.
Your family travel insurance is likely to cover this, so that you won't be left out of pocket.
7.
If you have chosen a destination, or time of year that isn't popular, then there might not be enough bookings to make the holiday viable.
If the holiday company cancels your holiday then you'll want to be compensated for any expenses.
8.
If you go on several holidays a year, then you'll soon get your moneys worth, and your family travel insurance will be even better value for money.
9.
If you enjoy winter sports, then you're more likely to be injured, or damage your skis or snowboard.
It's possible to upgrade most family travel insurance policies to include winter sports, so that if you break your leg skiing, or the airline loses your snowboard, you'll be covered.
10.
Perhaps due to circumstances beyond control, there might be flight cancellations.
You'll want to know that you're covered, and that you don't have to spend days and nights at the airport waiting for your flight.
Now you know why it's so important, have you got the right family travel insurance?
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