If you haven't shopped for auto insurance in a few years, then you might be surprised at how much the landscape has changed.
Now, you don't have to spend days calling up insurance agents, asking for quotes.
All you really have to do is to go online, enter your information one time, and the quotes come to you.
But, once you have those quotes, you can you determine which is the best car insurance agency for you? Most people make their determination based solely on price, but that can get you in a lot of trouble.
If you choose the absolute lowest price and find out that they don't answer the phone after you've been in an accident, then you might have been better off paying more.
Alternatively, just because you pay top dollar to a car insurance agency, it doesn't mean that you will get exceptional service.
One of the advantages of using an online service to determine price is that you can really compare, side by side, the prices of various companies.
Only then will you be able to determine what is a good buy and what is not.
Try and get quotes with everything being equal - the deductible, the levels of coverage, and based all on the same information - and then look at the track record of the companies involved.
If the car insurance agency doesn't have the capabilities to do business online, then that may make them less worthy of your business than a company will a great internet site that lets you do everything from pay your bill to make a claim.
You may also find that a local agent is important, too, so look into all of these things in addition to the overall price the next time you go shopping for car insurance.