1.
Associations often arrange discounts for members.
Check with any association or group you belong to.
You might already have discounts that have been arranged for you.
But be aware that you could pay less with another insurance company in spite of the rebates negotiated by your association depending on your peculiar needs and profile.
This is one of the main reasons I ask people to take some time out to get several quotes.
It was and still remains the sure way of ensuring you're not paying higher premium than you should.
2.
If you're retired, you'll get discounts in home insurance from certain insurers.
The reasons for such discount are very obvious: Retired individuals have more time to maintain their homes are also more likely to detect fires because they are usually at home most times.
3.
You will get rebates if you stay with a company for over three years.
The discounts given normally increases with the length of time you remain a policyholder.
The rebates you get for staying with an insurance company may be smaller than what you'll save if you change to another insurer.
Because of this, do thorough comparison before settling for this option.
You can know for sure by getting quotes from as many insurance companies as possible and comparing savings you'll make if you go to another insurer with what your current company gives as loyalty discount.
You will save much by getting and comparing quotes from a minimum of three quotes sites.
That way, you'll make it most likely that you'll get all the lowest quotes possible since three sites will give up to 15 home insurance quotes altogether.
Associations often arrange discounts for members.
Check with any association or group you belong to.
You might already have discounts that have been arranged for you.
But be aware that you could pay less with another insurance company in spite of the rebates negotiated by your association depending on your peculiar needs and profile.
This is one of the main reasons I ask people to take some time out to get several quotes.
It was and still remains the sure way of ensuring you're not paying higher premium than you should.
2.
If you're retired, you'll get discounts in home insurance from certain insurers.
The reasons for such discount are very obvious: Retired individuals have more time to maintain their homes are also more likely to detect fires because they are usually at home most times.
3.
You will get rebates if you stay with a company for over three years.
The discounts given normally increases with the length of time you remain a policyholder.
The rebates you get for staying with an insurance company may be smaller than what you'll save if you change to another insurer.
Because of this, do thorough comparison before settling for this option.
You can know for sure by getting quotes from as many insurance companies as possible and comparing savings you'll make if you go to another insurer with what your current company gives as loyalty discount.
You will save much by getting and comparing quotes from a minimum of three quotes sites.
That way, you'll make it most likely that you'll get all the lowest quotes possible since three sites will give up to 15 home insurance quotes altogether.
Source...