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Who Needs SR22 Insurance in Georgia?

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    Traffic Infractions That Require SR-22

    • According to SR22Guide.com, Georgia drivers must purchase and file SR-22 coverage if they commit a DUI or DWI, cause and are charged with being at fault in a traffic accident, lose their license due to suspension or revocation, or accumulate multiple traffic tickets or infractions, such as reckless driving. A driver may also be required to purchase SR-22 in Georgia if he refuses a breath analyzer test at a DUI or DWI stop.

    Insurance Infractions That Require SR-22

    • Uninsured drivers in the state of Georgia may also be required to purchase SR-22 insurance if they are caught uninsured behind the wheel. As of January 2009, the state's minimum insurance requirements include liability and uninsured motorist protection coverage for all drivers.

    Repeat Offenders And SR-22a

    • Georgia is one of only three states in the nation that require SR-22a, a more costly and restricted form of SR-22 auto insurance, that is designed for drivers with repeat traffic or insurance-related offenses. Only Missouri and Texas share SR-22a coverage requirements for repeat offenders.

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