Function

• As merchants set up websites to coordinate sales over the Internet, accepting credit cards online is becoming a necessary service. Merchant Express Processing Solutions offers several options for processing credit cards both online and offline. Merchants have the option to process credit cards over the Internet using the Authorize gateway; using a point of sale terminal at the store; integrating processing software with their POS terminal for efficient transaction management; using a wireless network and terminal to process credit cards; or complete a credit card transaction over the phone.
  
  

Types

• Merchant Express Processing Solutions offers three different credit card processing software packages--JPOS Retail Swipe Software, TakeCharge and PC Charge Pro. These software programs can be customized with different features and integrated with a point of sale terminal to keep track of transactions electronically. The company also offers four different types of wireless terminals and processing systems and five different types of credit card terminals.
  
  

Benefits

• Merchant Express Processing Solutions can help keep credit card processing costs low and make it easier to manage online and offline transactions. Internet accounts are authorized over a secure, encrypted server to protect sensitive data and ensure that customer's credit card information in snot compromised. Software can be integrated with different processing solutions to keep track of sales, monitor inventory and obtain reports with ease. Since everything is tracked electronically, merchants can obtain data and information within a few seconds.
  
  

Features

• Credit card processing software programs allow merchants to save time and money in keeping track of all transactions, and obtain reports on sales with ease. The software is upgradeable and available for both Windows and Mac operating systems. Authorize.net, the Internet credit card processing system offers three solutions for merchants: The virtual terminal allows the merchant to manually process mail and telephone credit card transactions like a real physical terminal over the Internet. The simple integration method processes credit cards through a specific link on the merchant's website. The advanced integration method conducts transactions over a secure gateway server and is designed for complex websites Keep in mind that eCheck services are also supported on Authorize for an additional fee.
  
  

Considerations

• Merchants that are setting up online credit card processing terminals and systems may be charged monthly fees and surcharges on each transaction. Detailed information about fees and charges can be found in the merchant guide on the Merchant Accounts Express website. Wireless credit card processing services can help many merchants reduce operating expenses and reduce the risk of credit card fraud. Wireless terminals are ideal for merchants who coordinate transactions at trade shows or for sales people on the road.