Greater than 50% of Americans require some sort of credit repair.
Some of them do not have the time to work on their credit or put in the time to research the laws.
So how does one go about locating a reputable credit repair company? You should begin by going to the FTC, and doing a search for the person or the company and see if they are listed on the FTC website.
If you find something it will normally not be favorable, but take the time to read the information.
Next, simply Google, Bing, MSN, or Yahoo search the company.
Have a browse through your search results and read what you find.
You may see bad and good here, so take some time and be thorough with this research.
You should also ask the company or person if they are a member of the Better Business Bureau.
Most people will say they are not, and that is not entirely bad; however you should still go to your local BBB website and conduct a search to see if anything negative is posted.
But a company that is a member of the BBB will be a good sign normally.
The BBB will not allow a company that has a lot of complaints to stay a member of their network.
Another thing you can do is check the company out on the Ripoff Report website.
They have over 400,000 listed complaints against companies and people who have scammed or just flat out under delivered.
What if the company is a new company or what if the company has just changed their name? Then how do I go about researching them? If a company is this type of company they are not going to have anything positive or negative listed.
The best thing to do in the event that you feel you need to get more information or you don't think something is right is walk away.
You can also contact the local chamber of commerce, look up their business license with the state, or seek an attorney's advice on how to handle the situation.
I will tell you though, if something doesn't feel right or it continues to not seem right, it probably isn't.
Some of them do not have the time to work on their credit or put in the time to research the laws.
So how does one go about locating a reputable credit repair company? You should begin by going to the FTC, and doing a search for the person or the company and see if they are listed on the FTC website.
If you find something it will normally not be favorable, but take the time to read the information.
Next, simply Google, Bing, MSN, or Yahoo search the company.
Have a browse through your search results and read what you find.
You may see bad and good here, so take some time and be thorough with this research.
You should also ask the company or person if they are a member of the Better Business Bureau.
Most people will say they are not, and that is not entirely bad; however you should still go to your local BBB website and conduct a search to see if anything negative is posted.
But a company that is a member of the BBB will be a good sign normally.
The BBB will not allow a company that has a lot of complaints to stay a member of their network.
Another thing you can do is check the company out on the Ripoff Report website.
They have over 400,000 listed complaints against companies and people who have scammed or just flat out under delivered.
What if the company is a new company or what if the company has just changed their name? Then how do I go about researching them? If a company is this type of company they are not going to have anything positive or negative listed.
The best thing to do in the event that you feel you need to get more information or you don't think something is right is walk away.
You can also contact the local chamber of commerce, look up their business license with the state, or seek an attorney's advice on how to handle the situation.
I will tell you though, if something doesn't feel right or it continues to not seem right, it probably isn't.
Source...