This is a very common question that many homeowners are asking themselves during these difficult economic times.
There are some misconceptions about who can be helped with their home mortgage.
Many people believe that they have to be behind on their mortgage to obtain assistance on their home loan.
Fortunately, this is not true with many of the latest programs and help is available for those who are current on their mortgage.
For example, the Making Home Affordable program does not require that you are behind on your mortgage.
In fact, the mortgage refinance section of the Making Home Affordable program requires that you are current on your home mortgage.
So the answer to this common question is no, you do not need to be behind on your mortgage to take advantage of some of the latest mortgage assistance programs.
If I am behind on my mortgage, is mortgage assistance available? Yes, if you are behind on your mortgage help is also available.
Millions of homeowners are having difficulty with their mortgage and many are behind on their payments.
So programs are being designed with those homeowners in mind.
Specifically, the loan modification section of the Making Home Affordable program is available to homeowners who are behind on their mortgages, as well as to people who are current on their mortgages.
So the important thing to remember is that help is available to many homeowners, regardless of whether they are current or behind on their mortgage.