Credit Card

• Perhaps the simplest method of buying gold for just a few dollars a month is to use a credit card. Credit card interest rates are usually high which makes this an expensive way to buy gold unless the balance is quickly paid off.
  
  

Layaway

• Layaway plans have become more popular in recent years. Many coin shops that sell both numismatic gold coins and bullion gold coins allow purchasers to use a layaway program. With layaway the investor gets to lock in the price of the gold and make interest free payments until the balance is paid off.
  
  

Financial Instruments

• Gold can be purchased through a variety of financial instruments such as exchange traded funds (ETFs). ETFs are bought and sold on the stock market and there are many online companies that allow investors to buy stocks in small amounts.