Washington State Auto Insurance Laws
It is a famous rule.
Nearly every state has its own law when talking about the minimum auto insurance requirement, the minimum insurance liability.
Washington does not make an exception.
Each driver from Washington State has to respect and follow some rules (laws - if you want) when he is driving.
If he does not, he can be fined.
Or worse.
However, I do not think so that there is any motorist who has not car insurance policy and a minimum car insurance requirement.
A certain driver has to know, for instance, the minimum amounts required, types of proof of insurance allowed, penalties, exceptions and so on.
Auto Insurance Limits A driver has to get car insurance liability.
No other option.
When we are talking about Washington, we feel obligated to mention that a certain driver must have $25,000 of bodily injury or death coverage for one person and $50,000 for two people.
When there are 3 people involved, we can talk about $75,000.
There is another kind of liability called "property damage".
When talking about property damage, you should know that it values $10,000 and it is required.
A motorist who doesn't purchase liability car insurance may opt to buy a $60,000 liability bond or a certificate of deposit for $60,000 from the state treasurer's office.
Exceptions Mandatory insurance isn't required and no necessary for a motorcycle or for a moped.
Besides these 2, the antique cars or a collector vehicle older than 30 years are, also, excepted.
State vehicles and Washington Utilities and Transportation Commission cars also don't require any kind of insurance.
Proof of Auto Insurance Each driver has to proof or show the proof of vehicle insurance when, for example, a police officer ask for them.
He is required by law to do so when law enforcement requests it.
A liability bond or certificate of deposit, self-insurance certificate, insurance identification card are acceptable forms of proof of insurance.
The Penalties Every law which is not followed implicate fines or even jail.
However, when talking about car insurance liability and so on, we can not make an exception.
So, for somebody who operates a vehicle without proper coverage is $450.
This detail has been fixed, last time, in August 2010.
Nearly every state has its own law when talking about the minimum auto insurance requirement, the minimum insurance liability.
Washington does not make an exception.
Each driver from Washington State has to respect and follow some rules (laws - if you want) when he is driving.
If he does not, he can be fined.
Or worse.
However, I do not think so that there is any motorist who has not car insurance policy and a minimum car insurance requirement.
A certain driver has to know, for instance, the minimum amounts required, types of proof of insurance allowed, penalties, exceptions and so on.
Auto Insurance Limits A driver has to get car insurance liability.
No other option.
When we are talking about Washington, we feel obligated to mention that a certain driver must have $25,000 of bodily injury or death coverage for one person and $50,000 for two people.
When there are 3 people involved, we can talk about $75,000.
There is another kind of liability called "property damage".
When talking about property damage, you should know that it values $10,000 and it is required.
A motorist who doesn't purchase liability car insurance may opt to buy a $60,000 liability bond or a certificate of deposit for $60,000 from the state treasurer's office.
Exceptions Mandatory insurance isn't required and no necessary for a motorcycle or for a moped.
Besides these 2, the antique cars or a collector vehicle older than 30 years are, also, excepted.
State vehicles and Washington Utilities and Transportation Commission cars also don't require any kind of insurance.
Proof of Auto Insurance Each driver has to proof or show the proof of vehicle insurance when, for example, a police officer ask for them.
He is required by law to do so when law enforcement requests it.
A liability bond or certificate of deposit, self-insurance certificate, insurance identification card are acceptable forms of proof of insurance.
The Penalties Every law which is not followed implicate fines or even jail.
However, when talking about car insurance liability and so on, we can not make an exception.
So, for somebody who operates a vehicle without proper coverage is $450.
This detail has been fixed, last time, in August 2010.
Source...