Each year, thousands of vehicles must undergo costly repairs to fix damage caused by severe storms.
Hail, strong winds, and falling debris can all wreak havoc on a vehicle left outdoors.
Fortunately, there is a way to protect yourself from high repair bills associated with costly storm damage.
Comprehensive coverage is an optional form of auto insurance that covers your vehicle against damages caused by forces of nature.
While it may seem like a trivial form of coverage compared to liability insurance or collision coverage, comprehensive property damage insurance could save you hundreds or thousands of dollars if your vehicle is damaged in a non-accident situation.
Storm Damage Types If your vehicle is left outside during a bad storm, you could end up with exorbitant bills for repairs.
Without the right coverage, you might be required to pay for the repairs out of pocket or forgo them altogether if you cannot afford to pay.
Having comprehensive coverage in a case such as this can save you time and money by allowing you to get your vehicle repaired quickly and without hassle.
Some of the types of storm damage that are typically insured against include:
If at all possible, consider storing your car inside or under a covered shelter if there is even a chance of a storm in the weather forecast.
Additionally, it may be in your best interest to check with your insurer to see if your car insurance policy includes comprehensive coverage.
If it does not, you may be leaving yourself vulnerable to the risk of having to pay for expensive storm damage repairs.
Hail, strong winds, and falling debris can all wreak havoc on a vehicle left outdoors.
Fortunately, there is a way to protect yourself from high repair bills associated with costly storm damage.
Comprehensive coverage is an optional form of auto insurance that covers your vehicle against damages caused by forces of nature.
While it may seem like a trivial form of coverage compared to liability insurance or collision coverage, comprehensive property damage insurance could save you hundreds or thousands of dollars if your vehicle is damaged in a non-accident situation.
Storm Damage Types If your vehicle is left outside during a bad storm, you could end up with exorbitant bills for repairs.
Without the right coverage, you might be required to pay for the repairs out of pocket or forgo them altogether if you cannot afford to pay.
Having comprehensive coverage in a case such as this can save you time and money by allowing you to get your vehicle repaired quickly and without hassle.
Some of the types of storm damage that are typically insured against include:
- Dented hoods and roofs from hail
- Cracked or broken windshields and windows
- Crushed roofs from falling debris
- Scratched paint from debris
- Engine damage from flooding
If at all possible, consider storing your car inside or under a covered shelter if there is even a chance of a storm in the weather forecast.
Additionally, it may be in your best interest to check with your insurer to see if your car insurance policy includes comprehensive coverage.
If it does not, you may be leaving yourself vulnerable to the risk of having to pay for expensive storm damage repairs.
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