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Do you Really Want to Leave your Baby"s Health to Chance?

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With a new baby on its way undoubtedly all focus is on the birth of your new child with little thought as to much else that is going on.
In the excitement it can be all too easy to lose site of the basics with health and life insurance being among them.
Your vision is of that perfect new life with your newborn baby in your arms with no thought as to what other challenges might lay ahead.
In most cases your newborn brings you nothing but pleasure and apart from the sleepless nights and endless nappies all is well with the world but there are some things that need to be in place just in case something goes wrong, health and life insurance being among them.
There are endless articles, websites and books covering what you need to do to prepare for your baby's arrival but few consider essential insurance cover.
I don't want to put a dampener on things but I am one to cover all the shots, someone gets the raw end of the deal and it's easy to think it won't be you but it could be.
You might have already thought of insurance and have all the cover you need but if you haven't, check it out now before you forget.
What if one of you gets run over by a bus leaving the other as carer and earner or what if your partner has an accident or falls ill even before your baby is born do you really want you and your unborn child to struggle through those early years of their life.
Don't risk it, if you don't have life insurance get it now and if you want cheap and cheerful look at term life insurance, it's not a lot of money to secure your baby's future! Then there is illness and accidents, even baby's can fall ill, especially if they are preterm or if you have pregnancy complications and accidents can happen.
It's easier and cheaper to put off the inevitable family health insurance but is it wise? Even babies can suffer from things like appendicitis, blood infections, chicken pox, diabetes, measles and pneumonia, the list is endless and then there's the simple things like bee stings, burns or ear infections or what about the odd accident that could happen to anyone, wrong place, wrong time.
Don't try and wing it, don't think it will never happen to you or that you'll sort it out in a few month's, it could happen to you and a few months might be too late.
Make sure you put essential insurances such as life and family health insurance on the to do list alongside all those other things that need to sorted such as your hospital bag, decorating the nursery and choosing your baby's name.
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