Compare Auto and Homeowners Insurance Quotes at the Same Time to Save Money
Are you interested in saving money on your insurance? There are a number of ways to save money on your auto and homeowners insurance quotes.
One of these ways is to get your auto and homeowners insurance quotes at the same time.
When you do this you will likely qualify for one of the many discounts insurers offer, namely a multi-policy discount which will lower your premium.
Read on for even more money savings tips on both types of insurance coverage.
Auto Coverage Saving Tips Some other ways that you can save money automobile insurance policy include installing anti-theft devices, taking defensive driving classes and owning a vehicle that is not considered fast or small and has a good safety rating.
Small fast cars are considered a higher risk since they can more easily dart in and out of traffic.
Anti-theft devices and cars with good safety ratings reduce the likelihood that an insurer will need to pay a claim as the result of auto theft or injury resulting from an accident.
Most insurers also offer discounts on car insurance premiums to good students, senior citizens and those who are accident free.
Home Coverage Saving Tips There are ways to save on your homeowners insurance too.
Often insurers will offer a discount of about 5% if you install dead locks, smoke detectors, and burglar alarms in your home.
Discounts of up to 20% are sometimes offered if you choose to install a more complicated home alarm system.
Another way to reduce your homeowners policy premium is to elect to pay a higher deductible or insure only your home instead of your home and land.
Purchasing only the coverage you need while making sure the coverage that you are getting is adequate is the key.
Combining Policy Saving Tips Again, there is also a multi-policy discount that insurers give to customers that have both car insurance and home insurance through their company which is why it makes sense to purchase these policies together.
One of these ways is to get your auto and homeowners insurance quotes at the same time.
When you do this you will likely qualify for one of the many discounts insurers offer, namely a multi-policy discount which will lower your premium.
Read on for even more money savings tips on both types of insurance coverage.
Auto Coverage Saving Tips Some other ways that you can save money automobile insurance policy include installing anti-theft devices, taking defensive driving classes and owning a vehicle that is not considered fast or small and has a good safety rating.
Small fast cars are considered a higher risk since they can more easily dart in and out of traffic.
Anti-theft devices and cars with good safety ratings reduce the likelihood that an insurer will need to pay a claim as the result of auto theft or injury resulting from an accident.
Most insurers also offer discounts on car insurance premiums to good students, senior citizens and those who are accident free.
Home Coverage Saving Tips There are ways to save on your homeowners insurance too.
Often insurers will offer a discount of about 5% if you install dead locks, smoke detectors, and burglar alarms in your home.
Discounts of up to 20% are sometimes offered if you choose to install a more complicated home alarm system.
Another way to reduce your homeowners policy premium is to elect to pay a higher deductible or insure only your home instead of your home and land.
Purchasing only the coverage you need while making sure the coverage that you are getting is adequate is the key.
Combining Policy Saving Tips Again, there is also a multi-policy discount that insurers give to customers that have both car insurance and home insurance through their company which is why it makes sense to purchase these policies together.
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