As long as there have been workers, there have been workplace injuries.
There are certain occupations that place those who pursue them at a greater risk of suffering harm, but even the most apparently tame working environment can be the site of an accident that results in a physical or mental condition requiring medical attention.
Until the early 20th century, employers were held to relatively loose standards of addressing the safety concerns of their employees and the consequences of any incidents that left a worker temporarily or permanently unable to work.
Then, the motion to adopt workers' compensation by many states, including Iowa, made it obligatory that they cover those costs.
There is absolutely no question that the workers' compensation system offers a tremendous resource for the victims of workplace accidents or those who develop occupational injuries or illnesses.
But it is by no means a perfect solution, and it creates the illusion that employers and workers' compensation insurance companies are committed to helping injured workers in their time of need.
It is important to remember that a workers' compensation insurer is functioning as a profit driven business whose profits happen to be derived from insurance premiums that are supposed to cover the costs of your needs should you become hurt on the job.
What This Means If you have been injured in the workplace, during the course of executing duties off-site, or as a result of the nature of your employment then you must understand before filing a workers' compensation claim that both your employer and the workers' compensation insurance company have a vested interest in denying your solicitation of benefits.
It would be easy to assume that since there is no required demonstration of fault that you would encounter little resistance to your claim, but unfortunately that is not the way things have come to pass.
The failure on your part to dot every "i" and cross every "t" throughout the complicated and confusing process may give them all the excuse they need to dismiss your claim.
Some of the ways that they may try to deny, delay, or minimize your benefits include:
Contact the Des Moines workers' compensation lawyers of LaMarca & Landry, P.
C.
There are certain occupations that place those who pursue them at a greater risk of suffering harm, but even the most apparently tame working environment can be the site of an accident that results in a physical or mental condition requiring medical attention.
Until the early 20th century, employers were held to relatively loose standards of addressing the safety concerns of their employees and the consequences of any incidents that left a worker temporarily or permanently unable to work.
Then, the motion to adopt workers' compensation by many states, including Iowa, made it obligatory that they cover those costs.
There is absolutely no question that the workers' compensation system offers a tremendous resource for the victims of workplace accidents or those who develop occupational injuries or illnesses.
But it is by no means a perfect solution, and it creates the illusion that employers and workers' compensation insurance companies are committed to helping injured workers in their time of need.
It is important to remember that a workers' compensation insurer is functioning as a profit driven business whose profits happen to be derived from insurance premiums that are supposed to cover the costs of your needs should you become hurt on the job.
What This Means If you have been injured in the workplace, during the course of executing duties off-site, or as a result of the nature of your employment then you must understand before filing a workers' compensation claim that both your employer and the workers' compensation insurance company have a vested interest in denying your solicitation of benefits.
It would be easy to assume that since there is no required demonstration of fault that you would encounter little resistance to your claim, but unfortunately that is not the way things have come to pass.
The failure on your part to dot every "i" and cross every "t" throughout the complicated and confusing process may give them all the excuse they need to dismiss your claim.
Some of the ways that they may try to deny, delay, or minimize your benefits include:
- Contesting that the injury occurred amidst work-related activity
- Structuring your position in such a way that they would not have to cover you
- Failing to carry the appropriate insurance
- Sending you to a dishonest or inadequate physician
- Alleging that you knew about the injury and failed to report it timely
Contact the Des Moines workers' compensation lawyers of LaMarca & Landry, P.
C.
Source...