It's amazing how many people don't take the time to go out and get the facts before they assume their homeowners insurance has them covered while they're on vacation.
That's what they pay their premiums for, right? Well, yes...
and no.
You'd be amazed at how many gaps pop up in your homeowners insurance coverage when you start talking about going on vacation.
That's why it's a good idea to pick up holiday insurance as backup to make sure your very merry Christmas doesn't turn into a holiday you'd rather forget! Homeowners Insurance Here's the short story on your homeowners insurance.
It's HOMEowners insurance.
Not VACATIONowners insurance, not traveler's insurance, homeowners insurance.
It's designed to protect your home, which means over vacation your insurance will make sure: a) If your house becomes the victim of Christmas crime (criminals love the holidays just like everybody else) you'll be able to afford to fix your windows and doors and replace anything they might have walked off with.
b) If your house goes up in flames because of something that you didn't do intentionally, you'll have somebody standing by ready to help you pay the often exorbitant rehab fees to get things put back together.
c) If your pipes burst while you're gone and water damage completely destroys your home's interior while you're out of town, you'll be able to put the soggy, wet mess back together again.
d) If someone steals the speakers out of your trunk, your car blows up or some other dastardly event destroys everything you were storing in your back seat, you'll be able to afford to replace it all.
You'll notice that your luggage, plane tickets and money orders are nowhere on this list.
That's why you need to supplement your homeowners insurance with...
Holiday Insurance Also known as traveler's insurance or vacation insurance, holiday insurance is there to plug all the gaps your homeowners insurance leaves wide open.
Your holiday coverage is designed to cover the contents of your luggage if it gets looted when you're traveling (including the camcorder you stuffed in your coat pocket).
If you're taking thousands of dollars worth of clothes, toys and electronics with you (cough...
Christmas presents...
cough) you're going to want holiday insurance backing you up.
Of course, keeping your belongings safe from the criminal underworld isn't the only thing your holiday insurance will do for you.
You know all those pesky little fees they like to slap on you for canceling your reservations at the last minute? All the expenses that pop up when you miss your flight and have to book a new one? The hassle and aggravation of unexpected layovers when weather and mechanical failure interfere with your flight plans? All of that's covered by your holiday insurance, making it an awesome complement to your homeowners insurance and a very worthwhile investment toward your holiday peace of mind.
Hey, you've got enough driving you crazy this Christmas.
Isn't it nice to be able to take at least one thing off the list?
That's what they pay their premiums for, right? Well, yes...
and no.
You'd be amazed at how many gaps pop up in your homeowners insurance coverage when you start talking about going on vacation.
That's why it's a good idea to pick up holiday insurance as backup to make sure your very merry Christmas doesn't turn into a holiday you'd rather forget! Homeowners Insurance Here's the short story on your homeowners insurance.
It's HOMEowners insurance.
Not VACATIONowners insurance, not traveler's insurance, homeowners insurance.
It's designed to protect your home, which means over vacation your insurance will make sure: a) If your house becomes the victim of Christmas crime (criminals love the holidays just like everybody else) you'll be able to afford to fix your windows and doors and replace anything they might have walked off with.
b) If your house goes up in flames because of something that you didn't do intentionally, you'll have somebody standing by ready to help you pay the often exorbitant rehab fees to get things put back together.
c) If your pipes burst while you're gone and water damage completely destroys your home's interior while you're out of town, you'll be able to put the soggy, wet mess back together again.
d) If someone steals the speakers out of your trunk, your car blows up or some other dastardly event destroys everything you were storing in your back seat, you'll be able to afford to replace it all.
You'll notice that your luggage, plane tickets and money orders are nowhere on this list.
That's why you need to supplement your homeowners insurance with...
Holiday Insurance Also known as traveler's insurance or vacation insurance, holiday insurance is there to plug all the gaps your homeowners insurance leaves wide open.
Your holiday coverage is designed to cover the contents of your luggage if it gets looted when you're traveling (including the camcorder you stuffed in your coat pocket).
If you're taking thousands of dollars worth of clothes, toys and electronics with you (cough...
Christmas presents...
cough) you're going to want holiday insurance backing you up.
Of course, keeping your belongings safe from the criminal underworld isn't the only thing your holiday insurance will do for you.
You know all those pesky little fees they like to slap on you for canceling your reservations at the last minute? All the expenses that pop up when you miss your flight and have to book a new one? The hassle and aggravation of unexpected layovers when weather and mechanical failure interfere with your flight plans? All of that's covered by your holiday insurance, making it an awesome complement to your homeowners insurance and a very worthwhile investment toward your holiday peace of mind.
Hey, you've got enough driving you crazy this Christmas.
Isn't it nice to be able to take at least one thing off the list?
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