Prepaid cards have big benefits, especially during the holidays.
With so much to do to prepare for the holidays, there is a way to make your holiday season financially stress free while serving up big smiles.
Let's take a look at three distinct ways at how prepaid cards are a big benefit to you during the holiday season.
#1 - Debt free holiday shopping.
When you do your holiday shopping using a prepaid card, you make yourself stay within a certain budget and there are no bills to come in January.
You get to start off without any holiday overspending to follow you into the new year.
Since prepaid cards work like credit and debit cards and are accepted virtually everywhere, you have the freedom to shop in stores or make purchases online (which you cannot do with cash).
#2 - Guaranteed security to your personal accounts as you shop.
Prepaid cards are "loaded" with the money you deposit into an account that is not attached to your personal checking account, savings account, or credit card accounts.
Since it is a separate entity, the transactions you complete are not tied to your personal accounts.
This protects your personal accounts from online predators or banking hackers that prey on electronic transactions.
If they get into a website or the computer system of a retail store, these predators and hackers could have the ability to steal your identity or drain all of the money out of your personal accounts.
Having a card that is prepaid is the perfect defense.
Someone cannot steal from your personal accounts if they never have access to them.
#3 - They always make great gifts.
Using this option is better than giving cash, and they make great gifts for two reasons.
A.
- You are guaranteed not to overspend your gift budget since they are purchased with a limit.
B.
- Since they come in amounts from $25 to $25,000 and can be used virtually everywhere that credit and debit cards are accepted, your gift recipient will have the freedom to get whatever they want from wherever they want.
Unlike store gift cards that force you to purchase things from one store, these cards can be used all over the place - including online.
If you want to shop debt free, stay within your budget, or give somebody the best gift ever without stressing yourself out, get a prepaid card.
It is a win, win, win situation.
Ken S.
, Founder LowRateSearch © 2009
With so much to do to prepare for the holidays, there is a way to make your holiday season financially stress free while serving up big smiles.
Let's take a look at three distinct ways at how prepaid cards are a big benefit to you during the holiday season.
#1 - Debt free holiday shopping.
When you do your holiday shopping using a prepaid card, you make yourself stay within a certain budget and there are no bills to come in January.
You get to start off without any holiday overspending to follow you into the new year.
Since prepaid cards work like credit and debit cards and are accepted virtually everywhere, you have the freedom to shop in stores or make purchases online (which you cannot do with cash).
#2 - Guaranteed security to your personal accounts as you shop.
Prepaid cards are "loaded" with the money you deposit into an account that is not attached to your personal checking account, savings account, or credit card accounts.
Since it is a separate entity, the transactions you complete are not tied to your personal accounts.
This protects your personal accounts from online predators or banking hackers that prey on electronic transactions.
If they get into a website or the computer system of a retail store, these predators and hackers could have the ability to steal your identity or drain all of the money out of your personal accounts.
Having a card that is prepaid is the perfect defense.
Someone cannot steal from your personal accounts if they never have access to them.
#3 - They always make great gifts.
Using this option is better than giving cash, and they make great gifts for two reasons.
A.
- You are guaranteed not to overspend your gift budget since they are purchased with a limit.
B.
- Since they come in amounts from $25 to $25,000 and can be used virtually everywhere that credit and debit cards are accepted, your gift recipient will have the freedom to get whatever they want from wherever they want.
Unlike store gift cards that force you to purchase things from one store, these cards can be used all over the place - including online.
If you want to shop debt free, stay within your budget, or give somebody the best gift ever without stressing yourself out, get a prepaid card.
It is a win, win, win situation.
Ken S.
, Founder LowRateSearch © 2009
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