In case you have not noticed none of us amongst the living is getting any younger, indeed, we are all moving through time in our life cycle and we need to be cognizant of the future realities for our lives and the lives of our loved ones.
This means saving for the future and our retirement, but therein lies a huge dilemma with the stock market in the tank, CDs at the bank paying very little in interest and real estate investment, well that is a whole other story as we have apparently not even hit the bottom yet.
  So, what can you do, where can you put away some money for your future? Well, have you considered that you are amongst the 70 million baby boomers that are all going to retire about the same time and that eventually you will not be able to care for yourself or live without at least some assistance?   You might wish to start considering this and perhaps invest in some long-term care insurance; such as long-term in-home care insurance, so you can live at home under assisted living conditions and pay for a helper to come and assist you.
  Did you know that the costs for long-term in-home care are skyrocketing? It's a simple issue of supply and demand.
A shortage of nurses and licensed professionals is part of the problem and the other issue is the huge number of folks who need long-term care now and will in the future.
  So, you may wish to sign-up for such insurance now, in case you need it, because if you wait, it will not only cost a lot more but there is a good chance you may not be able to find the long-term car you need at any cost.
Think on this.