Have you ever wondered why a female car insurance quote is cheaper than males? I have been wondering the same thing until finally I started doing some research on it.
From the records it seems that men can blame their gender for the higher prices.
I know it is a little crazy when you think about it, and even though it does make a little sense, I still think it is crazy to this day.
The first and foremost reason is because women are said to be safer drivers than men.
Most men really can't say anything about this because their wives or girlfriends are always telling them to slow down, or put your seat belt on at least 20 times a trip.
Not only are they said to be safer but numerous reports actually prove that the majority of them are.
The second reason is because of the amount of damage in the accidents that they rarely have.
This is another instance where the reports show that women are mostly involved in fender benders if any kind of accident.
Now, compare that to a man, who usually totals the vehicle that he drives.
The last reason that I will share is the amount of damage that they file on with their insurance agency.
Most of the time a females insurance claim will be very low compared to a guys.
Not only is this said to be true also, but it has proved itself time and time again.
Now, if you are a male and are reading this then you probably are sitting there thinking right now of all the times that you've seen female drivers on the road go into road rage mode.
I know I definitely did when I researched these facts.
But, all in all if you think about it, it does all add up.
Now, just because you are a female does not mean that you will get a cheap female car insurance quote.
Not everything depends on your gender.
There are a lot of factors that the insurance companies will take into consideration so keep that in mind.
Although men can blame their gender for their outrageous insurance quotes there are some things that can bring it down.
Let's just take for example the safety features in your vehicle.
Depending on what year and model you get, there could be discounts just waiting for you on your new quote.
Even a low mileage discount would be helping them out.
And not to mention that students that are getting a B or better could get a discount with certain companies.
Of course all this is depending on the driving history of the individual.
Hopefully that will shed some light on why a female car insurance quote is cheaper than males.
Remember, don't just depend on the gender to get cheap car insurance and take into consideration all of the other things that qualify for a discount.
From the records it seems that men can blame their gender for the higher prices.
I know it is a little crazy when you think about it, and even though it does make a little sense, I still think it is crazy to this day.
The first and foremost reason is because women are said to be safer drivers than men.
Most men really can't say anything about this because their wives or girlfriends are always telling them to slow down, or put your seat belt on at least 20 times a trip.
Not only are they said to be safer but numerous reports actually prove that the majority of them are.
The second reason is because of the amount of damage in the accidents that they rarely have.
This is another instance where the reports show that women are mostly involved in fender benders if any kind of accident.
Now, compare that to a man, who usually totals the vehicle that he drives.
The last reason that I will share is the amount of damage that they file on with their insurance agency.
Most of the time a females insurance claim will be very low compared to a guys.
Not only is this said to be true also, but it has proved itself time and time again.
Now, if you are a male and are reading this then you probably are sitting there thinking right now of all the times that you've seen female drivers on the road go into road rage mode.
I know I definitely did when I researched these facts.
But, all in all if you think about it, it does all add up.
Now, just because you are a female does not mean that you will get a cheap female car insurance quote.
Not everything depends on your gender.
There are a lot of factors that the insurance companies will take into consideration so keep that in mind.
Although men can blame their gender for their outrageous insurance quotes there are some things that can bring it down.
Let's just take for example the safety features in your vehicle.
Depending on what year and model you get, there could be discounts just waiting for you on your new quote.
Even a low mileage discount would be helping them out.
And not to mention that students that are getting a B or better could get a discount with certain companies.
Of course all this is depending on the driving history of the individual.
Hopefully that will shed some light on why a female car insurance quote is cheaper than males.
Remember, don't just depend on the gender to get cheap car insurance and take into consideration all of the other things that qualify for a discount.
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