- 1). Apply for MassHealth. MassHealth is a government program designed to provide health insurance to low income families. MassHealth is designed to cover families with children and pregnant women. It is also designed to cover the elderly, medically needy individuals, and individuals with disabilities if certain guidelines are met. Your qualification for benefits is determined largely by your income level.
- 2). Enroll your children into Massachusetts' Children's Medical Security Plan. This plan is designed for children under 19 whose families fall under 200 percent of the federal poverty level (FPL). If the family's income is higher than 200 percent of the FPL, then services may be available for a small premium payment.
- 3). Apply for Commonwealth Care. You may qualify for Commonwealth Care if you are at least 19 years old and your income is at or below 300 percent of the FPL and you lack adequate coverage from your employer.
- 4). Ask your employer to apply for MassHealth Insurance Partnership. The partnership allows small employers to pay for health insurance by using government subsidies. The subsidies are available for small employers whose employees have incomes less than 300 percent of the FPL.
Maximum subsidies are $150 for individuals, and $150 for each parent with an additional $210 for each child covered under the insurance plan. - 5). Apply for the Medical Security Plan if you are unemployed and work for the state of Massachusetts. You must also be receiving unemployment benefits and have an income up to 400 percent of the FPL. Subsidies to pay for premiums are provided to employees who are eligible for COBRA and are continuing with individual health insurance.
If you are not eligible for COBRA or do not have individual health insurance, you might qualify for a direct coverage plan. - 6). Check to see if you qualify for the Women's Health Network. The Women's Health Network will provide free breast cancer screenings at no cost. If you are diagnosed with breast cancer through this program, you may be eligible for treatment through Medicaid.
You must be a woman between the ages of 40 and 64 and you must be uninsured. You must also meet certain income requirements.
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