What Is SR22 Certificate?

• An SR22 certificate certifies the driver has valid automobile insurance. Loss of driving privileges or vehicle registration can result if an SR22 certificate is not maintained.
  
  

Who Provides an SR22 Certificate?

• Any licensed Arizona insurance company can provide an SR22 certificate.
  
  

Who Needs an SR22 Certificate?

• An SR22 certificate is required in Arizona for those who have had their driver's license's suspended and are therefore considered high-risk. Licenses are typically suspended for the following reasons: serious or reckless driving, loss of driving points, previously uninsured and involved in an accident, and chronic traffic violations.
  
  

How Long Must SR22 Certificate be Carried?

• Arizona requires an SR22 certificate be carried for three years from the license suspension date.
  
  

What if I Can't Get SR22 Certificate?

• Arizona law requires an SR22 certificate for your license to be reinstated after a license suspension.
  
  

Why is an SR22 Insurance so High?

• Auto insurance companies base rates on the driver's predicted risk. Those drivers required to get an SR22 certificate are already considered high risk as a result of having their license suspended. As with any insurance, your premium will also be determined based on other factors like the type of vehicle you drive, prior driving record and planned mileage.