How to Get a Personal Check Cashed If You Don't Have a Bank Account
- 1). Look on the front of the check to determine which bank the check is drawn on. Visit that bank to cash your check. In most cases, the bank the check is drawn on will cash the check for you to prevent problems for its customer. The bank will likely charge you a fee to cash the check. The fee will vary by bank.
- 2). Open a bank account at a bank of your choice. By opening a bank account, you can deposit the check into your new bank account. You can make a cash withdrawal from your account. Often, banks will hold your check for a a few days to give it time to clear. This protocol will vary by bank.
- 3). Visit a check cashing agency, such as those that provide payday advances. These type of agencies will generally cash a personal check for you if you agree to pay the check cashing fee. This fee is usually a percentage of the check amount.
- 4). Go shopping. Many retail stores and grocery stores will cash your personal check if you are making a purchase from their store. Before loading your cart with items be sure to speak with a manager to make sure your check can be cashed. When cashing the check, the store will deduct the cost of the items you are purchasing and give you the remaining balance.
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