There are some pros and cons you should know about before purchasing a dental discount plan for your family.
  Here are three points to consider before purchasing a plan.
People Who Should Have Insurance Instead Some people are just better off with dental insurance.
  If your family has multiple cavities filled every six months, and has major work done each year, you will probably be better off on a good dental insurance plan.
Assess Your Annual Dental Expenses If you have no or few dental expenses a dental discount plan may be the right solution for you.
It's a good idea to think back over the last couple of years, and consider what dental work, if any, your family members had done.
  Consider the cost of those procedures and find out how much you would have saved in premiums if you would have had a dental discount plan instead of insurance.
The truth is, that dental insurance companies typically don't pay a lot for major dental work anyway.
  It's smart to compare to make sure you'd be better off with a discount plan.
If You Are Looking to Lose the Dental Insurance If you feel like you've been paying and paying for insurance, but don't ever use it (except for cleanings and the occasional dental work) consider discount dental plans.
  Dental plans are not a replacement for dental insurance.
  They do work in a completely different way, by allowing you to take advantage of pre-negotiated discounts, instead of having benefits paid to your dentist by an insurance company.
They are an excellent way to save money and still give your family quality dental protection.