Information for Employers

• Each state has specific regulations for which businesses must pay unemployment insurance. The money paid by businesses goes to a fund which makes payments to out-of-work employees. Employers are usually required to educate their employees about unemployment insurance benefits through posters. Tax rates vary by state.
  
  

Information for Employees

• Employees in Illinois, for example, are eligible for benefits when they have lost their jobs through no fault of their own. This applies to job-seekers unable to find jobs, employees laid off due to lack of work, or company closings. Employees must be eligible for a new job and be actively seeking one. Individuals with jobless spouses and single parents may earn more than single adults.
  
  

Claiming Benefits

• Generally, eligible employees can claim unemployment benefits on a weekly basis via phone or online. In addition to the benefits received through the Unemployment Insurance Act, workers requiring more help are eligible for other services in some states including those for food, clothing and housing benefits.