Filing an Insurance Claim for Water Damage
If your home or office has become damaged by water it can be extremely difficult to know where to start when it comes to water damage restoration. Hopefully you will be covered by insurance, but there will still be quite a few steps you will have to take before the claim process can even begin. Send companies however will be able to assist you and may even help you to deal with insurance companies by helping you file the claim as promptly as possible.
Safety first - nothing is more important than the safety of your customers, employees, family and you, and if you find your business or home is suffering from flooding which is getting progressively worse, you may find that you need to evacuate the building before anything else is done. Restoration to water damage is costly enough without taking risks with people's lives.
Stop the water - if possible locate the source of the leak or flood and turn off the water supply so that the problem can not get any worse than it already is. If you find that water is still coming in, or it is not possible for you to turn it off at the source, switch off the electricity power to the property to prevent electrocution. This will also make the areas safer for restoration companies specializing in water damage to assess the situation and start working.
Call for help - Once the flooding situation is under control you will need to contact the insurance company you have your policies with so that they can be informed of what is going on. Give your insurance provider a full breakdown of the incidents so that they can have some knowledge as to the damage extent. A restoration company that specializes in water damage should be contacted as soon as is practical. The majority of these companies will help to make the process as easy as possible for you by dealing with the insurance broker directly.
It is important that you need to remember to save any paperwork and receipts for expenses as you get them, as you may need these later on down the road. It may be necessary for you to find alternative accommodation or work space until the situation is under control, and receipts for this should also be kept in readiness for your insurance claim.
Claiming on insurance takes time, so you should not expect to receive your check within days of submitting your water damage [http://www.losangeles-waterdamage.net] claim. It takes time for everything to be sorted out and calculated, but throughout this time you will be able to stay in regular contact with the insurance agent so that you can be kept up-to-date with what's going on.
Safety first - nothing is more important than the safety of your customers, employees, family and you, and if you find your business or home is suffering from flooding which is getting progressively worse, you may find that you need to evacuate the building before anything else is done. Restoration to water damage is costly enough without taking risks with people's lives.
Stop the water - if possible locate the source of the leak or flood and turn off the water supply so that the problem can not get any worse than it already is. If you find that water is still coming in, or it is not possible for you to turn it off at the source, switch off the electricity power to the property to prevent electrocution. This will also make the areas safer for restoration companies specializing in water damage to assess the situation and start working.
Call for help - Once the flooding situation is under control you will need to contact the insurance company you have your policies with so that they can be informed of what is going on. Give your insurance provider a full breakdown of the incidents so that they can have some knowledge as to the damage extent. A restoration company that specializes in water damage should be contacted as soon as is practical. The majority of these companies will help to make the process as easy as possible for you by dealing with the insurance broker directly.
It is important that you need to remember to save any paperwork and receipts for expenses as you get them, as you may need these later on down the road. It may be necessary for you to find alternative accommodation or work space until the situation is under control, and receipts for this should also be kept in readiness for your insurance claim.
Claiming on insurance takes time, so you should not expect to receive your check within days of submitting your water damage [http://www.losangeles-waterdamage.net] claim. It takes time for everything to be sorted out and calculated, but throughout this time you will be able to stay in regular contact with the insurance agent so that you can be kept up-to-date with what's going on.
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