- 1). Check the grade point average (GPA) of the teenager before contacting any insurance companies. A good grade point average can be used to get a discount on the insurance because it shows character and responsibility.
- 2). Contact a few insurance companies to see what they require from the teenager in order to offer discounts on insurance. Some insurance companies offer discounts for teenagers that take a driver's education program and pass with a high score.
- 3). Suggest putting the teenager on a parent's insurance. This may offer a discount for multiple drivers and/or vehicles. This discount can also apply to multiple policies with one insurance company.
- 4). Check with insurance companies to see if there is a discount for teenagers that work. This is another way to lower the premiums for a teen driver. Also, check to see if there is a discount for so many miles driven in a week or a day.
- 5). Select the best insurance after finding an insurance company that gives discounts for the majority of the above listed. This will help lower the cost of insurance for a teenager who has his or her driver's license.
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