- 1). Write out an affidavit stating that you have a legal judgment against the defendant. Have the affidavit signed by a judge.
- 2). Visit the courthouse with your affidavit. Request that the court schedule a post-judgment interrogation. Serve the debtor with a summons noting the date and time of the post-judgment interrogation.
- 3). Arrive at the post-judgment interrogation. Ask the debtor where he works and where he banks. The debtor must answer you honestly or risk being held in contempt of court.
- 4). Present your affidavit to the court clerk. Request that the clerk issue a wage garnishment order against the debtor.
- 5). Send written notice of the impending wage garnishment to the debtor via certified mail with a return receipt. Georgia law requires that you notify the debtor of the wage garnishment a minimum of 10 days before it occurs.
- 6). Hire a law enforcement official to act as a process server and deliver the wage garnishment order to the debtor's employer. Georgia adheres to federal wage garnishment percentages, rather than maintaining state-specific garnishment limitations. Once the employer receives the court order, it will withhold 25 percent of the debtor's earnings each pay period and send you the garnished funds.
- 7). File a request with the court clerk for a fieri facius. A fieri facius is a writ allowing a creditor to seize property via law enforcement officials. In Georgia, a fieri facius is necessary for a creditor to levy a debtor's bank account.
- 8). Hire a law enforcement official to serve the fieri facius to the debtor's bank. The bank then has 45 days to withdraw the judgment amount from the debtor's bank account and remit the funds to you.
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